At InsPeak in Arlington, TX, we assist our clients in identifying the ideal insurance to suit their needs. Occasionally, folks approach us with questions regarding different types of insurance. Recreational insurance and RV insurance can be difficult to distinguish, so it can be beneficial to delve into the general differences between them.
What Is RV Insurance?
RV insurance provides coverage for recreational vehicles. An RV supplies a living area in a trailer and typically offers the versatility to be towed or driven to new destinations. RV insurance covers RVs and similar vehicles. Depending on the terms of an individual policy, it can safeguard them against liability, theft, and more.
What Is Recreational Insurance?
Recreational insurance can bear different meanings to different individuals. If you’re referring to recreational RV insurance, it indicates that it covers an RV that isn’t deemed a permanent residence. Recreational insurance might also refer to policies that cover watercraft, travel trailers, and off-road vehicles. The only way to identify what type of insurance a recreational policy covers is by examining an individual policy and reviewing it with an agent like one of our team members to ascertain whether it covers your vehicle.
Differences Between Recreational and RV Insurance
As mentioned earlier, recreational RV insurance covers part-time RV usage. If someone resides in an RV full-time, they wouldn’t qualify for recreational insurance. Recreational insurance might also include vehicles that RV insurance does not. Even if you are unaware of everything that sets them apart, you might have an inkling of which is most suitable for you. To comprehend all the distinctions between these two forms of insurance policies, it’s advisable to consult with an agent.
For more insurance information, call us at InsPeak in Arlington, TX, today!
